Wednesday, September 28
       

7 Best Savings Accounts In 2022

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7 Best Savings Accounts In 2022 : When we have to open a savings account in any bank, then our mind gets in a big dilemma that opening an account in which bank will be beneficial for us. Today, by taking a solution to this problem of yours, in which we will give you information about the 7 best banks in India.

If you are also thinking of opening a savings account in any bank, then today’s article is going to be very useful for today. Today, we have given the ranking of the banks about which we will tell you on the basis of the features given below.

  • Flexibility
  • Interest Rate
  • Minimum Balance
  • Withdrawals Limit
  • Other Facilities

Best Savings Account In 2022

Friends, today we are going to give you complete information about the banks, we have divided them into three parts so that any class of person should not have any problem in opening their savings account in these banks.

1: High Interest Saving Account

2 : Zero Balance Saving Account

3 : Good Services Saving Account

1 – Kotak 811 Edge

At present, opening Kotak Mahindra Bank Saving Account can be very beneficial among friends because in this bank you get the facility to open an account immediately.

In Kotak Mahindra Bank, you get an interest rate of up to 6% on Rs 1 lakh, in which you have to maintain a balance of at least ₹ 10000 in your account. In Kotak Mahindra Bank, you are also given the facility to open a zero balance account. Now let’s talk about some features of Kotak Mahindra Bank.

  1. In Kotak Mahindra Bank, you have to maintain a balance of ₹ 10000.
  2. In Kotak Mahindra Bank, you get the facility of Platinum Chip Debit Card.
  3. In Kotak Mahindra Bank, you can get an interest rate of up to 6% on ₹ 100000.
  4. In Kotak Mahindra Bank, you are given the facility of internet and mobile banking for free.
  5. If you want to open an account in Kotak Mahindra Bank then your minimum age should be 18 years.

2 – HDFC Max Account

Friends, HDFC Max Account can prove to be very beneficial for you because in this you get to see many facilities like credit card after opening the account. If you open an account in this bank, then you also get a lot of discount in online shopping, through which you get a lot of benefit. Now know about some features of HDFC Max Account.

  1. After opening SDSC Max Account, you have to maintain a minimum balance of ₹ 25000 in your bank account.
  2. In this bank you get accident cover of ₹ 100000.
  3. On opening an account in HDFC Max Account, you also get accident insurance up to Rs.1000000.
  4. If we talk about HDFC Max Account Bank’s ATM card, then in this you are given Platinum Debit Card for free for life time.
  5. In this bank, you are given 25 pages check book and pass book for free.
  6. If you open HDFC Max Account, then you will also get the facility of Demat Account in it, if you take this facility then your 1 year charge will be waived.

3 – Axis ASAP Account

Friends, now we are telling you about Axis ASAP Account, if you open an account in it, then you can open the account only through PAN card and your age should be more than 18 years. The features available in Axis ASAP Account are mentioned below.

  1. In this bank you get the facility of zero balance account.
  2. On opening an account in this bank, you are given an account number immediately.
  3. You can get your virtual debit card instantly as soon as the account is opened.
  4. In Axis Bank, you get an interest rate ranging from Rs 3.5 to 6%.

4 – RBL Saving Account

Friends, in RBL Bank, you can open an account with your Aadhar card and PAN card immediately. If you open RBL Saving Account, then you have to maintain a minimum balance of ₹ 5000 in it.

Along with this, you are also given the facility of zero balance account, which you can open immediately through your Aadhar card and PAN card.

In RBL Bank, you get the interest rates given below according to your deposit amount.

4.75% (up to ₹1 lakh)

6% (from ₹1 to 10 lakhs)

6.75 (above ₹10 lakh)

5 – Indusind Saving Account

Friends Indusind Bank is one of the highest interest paying bank in India, in which you get interest ranging from 6% to 7%. In this bank, you are also given the facility of Auto Sweep Facility.

  1. We are giving some information about the facilities available on opening Saving Account of Indusind Bank.
  2. The minimum balance of Indusind Bank will be decided according to whatever account you open.
  3. You can open an online account in Indusind Bank.
  4. In this bank, you get more facilities like Net Banking, Mobile Banking and Debit Card.

6 – ICICI Saving Bank Account

Friends ICICI Bank is one of the fastest bank in India. In this, you are given the facility to open two types of accounts. In this, you get the facility to open an account with ₹ 10000 minimum balance and you can open another account with zero balance.

Information about the facilities available to you on opening ICICI Saving Bank Account is given below.

  1. The biggest feature of this bank is Fast Banking.
  2. In this bank you get an interest rate of 3.5%.
  3. In this bank you get customized account and debit card facility.

7 – IDFC Savings Account

Friends, you can open an account in IDFC Bank with minimum documents. In this bank, you get an interest rate ranging from 6% to 7%.

You can open two types of account in IDFC Bank which is zero balance account and second in which you have to maintain ₹ 25000 monthly.

Note: Friends, you will find only one drawback in IDFC Bank that you do not get the facility of this bank in some cities of India.

Conclusion

Friends, this was information about the seven best banks in India. We hope that today’s information will prove useful to you. If you were thinking about a bank to open an account, then according to the information given above, you can choose any one bank and open an account in it. If you have any question related to these banks in your mind, then you can ask us by commenting. Thank you!