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IDFC First Bank Credit Card Apply Online

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IDFC First Bank Credit Card Apply Online :

Hello friends how are you all? I am once again present in front of you all about another latest and useful information. Friends, today in this article we are going to tell you about IDFC First Wealth Credit Card. In this article, we will explain to you the benefits of IDFC First Wealth Credit Card and the complete process of getting IDFC First Wealth Credit Card. If you are also interested in getting IDFC First Wealth Credit Card, then definitely read this article of ours till the end.

Friends, as you know today, almost every bank has issued its own separate credit card. Bank of Baroda State Bank of India Almost every bank has its own credit card. In such a situation, how can IDFC Bank lag behind? IDFC Bank has also launched one of its IDFC First Wealth Credit Card which is very much liked by the customers. If you are thinking of getting a credit card, then once you understand the plan of IDFC First Wealth Credit Card. May it be helpfull for you.

About IDFC bank

Friends, first of all we tell you about IDFC Bank. By the way, all of you must have heard about IDFC Bank, there may be a branch of IDFC Bank near you. Although IDFC Bank is a private bank, but all the facilities are given in it which are available in every bank.

IDFC bank was established in the year 2012. After this, in the year 2014, it was recognized by the Reserve Bank of India. Since then, it has been continuously providing different types of banking facilities to the people. Over time, this bank has also launched its own special type of credit card.

This credit card has many benefits of its own. The biggest advantage of this credit card is that you do not have to pay any fee to get it made. This card remains valid for lifetime. Along with this, you can use this card at any international airport lounge restaurant, shopping mall, theater, any place.

Advantages and benefits of using IDFC First Premium Wealth Credit Card

Friends, take a look at the features being given by this card. By getting IDFC First Wealth Credit Card, you can get all the benefits mentioned below.

If you repay your money within 90 days, then you will be given a total cashback of 5% absolutely free.

A big advantage of this credit card is that if you shop for a total of 15000 within 90 days, then you get a bonus of ₹ 500.

If you book tickets twice a month through this card through Paytm application, then you will get one ticket absolutely free.

You will not have to pay any joining fee for taking IDFC First Wealth Credit Card.

You can get free access to stations like Delhi Jaipur Agra Kolkata Madurai Ahmedabad through IDFC First Wealth Credit Card. You will get this axis every quarter.

There are more than 1500 such restaurants where if you pay with IDFC First Wealth Credit Card then you get a discount of 20%.

In case of any kind of accident, you used to get a cover of Rs 1399.

Travel insurance of Rs 22500 is also given. You can claim for the loss of the bag, theft or any accident.

In case of death due to an accident in air travel, compensation of Rs.1000000 is given.

What is the limit of IDFC First Wealth Credit Card?

Come friends, now let us tell you how much limit do we get on IDFC First Wealth Credit Card?

There is no fixed limit for IDFC First Wealth Credit Card. You will get a limit of ₹ 100000 to a maximum of ₹ 1500000. But the condition is that your civil score should be good.

The higher your CIBIL score, the higher the limit you will get.

Eligibility Criteria for IDFC First Wealth Credit Card

To take IDFC First Wealth Credit Card, you must first understand the eligibility criteria very well. So that you don’t have any problem later.

To take IDFC First Wealth Credit Card, the applicant’s age should be more than 21 years and less than 60 years.

Must have account in any one bank.

The CIBIL score should be correct and there should not be any loan in the past.

It is very important to be a citizen of India.

Interest, Fees and Charges on IDFC First Wealth Credit Card

On taking IDFC First Wealth Credit Card, you will have to pay the following fees and charges. That’s why think about it carefully.

no annual fee

Interest rate 0.75% to 3% monthly 9% to 36%

no over limit fee

no redeem fee

Late Fee 15%

Forex Markup Fee 1.5%

Documents Required for IDFC First Wealth Credit Card Application

While applying for IDFC First Wealth Credit Card, you are going to need the documents given below.

Aadhar card

pan card

Bank statement

Photo

income proof

How to Apply for IDFC First Wealth Credit Card

Now we are giving you the most important information of this article. There is only one way to get IDFC First Wealth Credit Card, you have to apply online. To apply online, you must read the steps given below carefully.

First of all, you open the official website of IDFC Bank and go to the home page.

In the home page, you will see the option named Credit Card. Click on this option.

Click on apply button and enter your mobile number. An OTP will come on the mobile number, enter it and verify the mobile number.

Now you will see an application form. In this application form, you fill each and every detail carefully. First of all fill information like your name address mobile number age occupation, then income source.

In the next page, fill all the things like PAN Card Detail Aadhar Card Number Bank Detail.

Click on submit button. Now after this you will see the interest and amount limit. Here you can see how much loan you are getting. If you want this loan then click on proceed button.

Now after this upload the scanned copy of all your documents.

If you want that your credit card should be given to your home address, then fill the complete details of your home address carefully.

Finally click on submit button. In the last you have to wait for about 15 days any time your card by post will be sent to your address.

Conclusion

So friends, that’s all for today. Today in this article we told you about IDFC First Wealth Credit Card. Told myself all the benefits of IDFC First Wealth Credit Card and the complete process of taking credit card. I hope you like this information. If you liked this information, then keep sharing it further. Thank you for reading this article till the end.