What Is IDBI Royale Signature Credit Card? How To Get? – Friends, today through this article we are going to give you information about IDBI Royale signature credit card. In this article, we will tell you how you can get a loan of ₹ 500000 sitting at home. Friends, if you also want to know about IDBI Royale signature credit card and want to get this credit card, then definitely read this article till the end.
Friends, many of you will be such that once or twice a week go shopping or watch movies. Shopping online, watching movies or buying products on EMI has become a part of our daily life. Many people use hard cash for this purpose. If you want, you can take IDBI Royale signature credit card for yourself. There are many benefits of this credit card. Here you get an amount limit from ₹ 50000 to ₹ 500000, with the help of which you can easily manage your daily expenses.
Benefits of IDBI Royale signature credit card
There are many advantages of IDBI Royale signature credit card due to which people prefer to use this credit card more. If you take this credit card then you will get all the benefits given below.
You get a lot of cashback when you shop using this credit card.
If you shop using this credit card then you will get the product at very low EMI.
Through this credit card, you are given a maximum limit of 500000, later you can increase it further.
You can get this credit card only with the help of your mobile phone.
You can take this credit card without any joining fee and without any guarantee.
With this credit card, you get an absolutely interest free loan for 48 days in the beginning.
You can use this credit card in any corner of India.
This credit card is accepted on more than 8000 websites.
Eligibility for IDBI Royale signature credit card
If you want to get IDBI Royale signature credit card then you have to fulfill all the below mentioned qualifications.
Applicant’s age should be more than 21 years and should be less than 60 years
The person applying should have a good source of income.
Your CIBIL score should be 850
You should not have any loan in the past and the bank statement should be clear.
Only people residing in India can apply for this credit card.
Documents required to get IDBI Royale signature credit card
When you apply for IDBI Royale signature credit card, you will need some documents. You have to complete all the documents mentioned below.
income tax return
IDBI Royale signature credit card interest rate
The interest rate of IDBI Royale Signature credit card is as below.
By taking this credit card, you do not have to pay any kind of annual fee, joining fee or renewal fee.
You will have to pay interest at the rate of minimum 2.5% per month and around 37% per year.
If you want to change this card or you want to withdraw, then you will have to pay 200 rupees.
On taking this card, you will be charged ₹ 100 every 3 months
You will have to pay an additional GST of 18% on every purchase.
How to get IDBI Royale signature credit card?
Come friends, now let us tell you what is the process of getting IDBI Royale signature credit card? You can get this credit card using any of the methods mentioned below.
If there is an IDBI Bank branch near your home, then you can go to the branch with your documents file and ask the manager about the Royal Signature credit card. A form will be provided to you by the bank, fill all the information asked in this form and submit the documents. After this your documents will be verified and CIBIL score will be checked. In the end, if you are found eligible, you will be allotted your credit card in no time.
You can call on the helpline number of IDBI and talk to them to get the credit card. Your request will then be recorded and sent to an IDBI Bank representative at your doorstep. There you can get this credit card by submitting your documents.
Friends, today in this article we have told about IDBI Royale signature credit card. We told you what is IDBI Royale signature credit card? How to get it? What are its advantages? I hope you liked this information. Friends, if you liked this information, then share it further. If you want to get information on similar and latest topics and want to keep yourself updated, then you must read our article daily.